Title insurance is a type of insurance that protects buyers and their mortgage holders from financial loss should there be a defect in title relating to the covered property. There are two types of title insurance we provide. One is for the Lender and the other is for you, the Owner. Essentially all Lenders require title insurance for those procuring a mortgage with them. This product covers them should any legal difficulties arise with your transaction in the future. You bear the cost for this as part of your closing fees to protect the Lender. The other type is “Owner’s Title Insurance,” which protects your equity in the property. Should a defect in title surface at a later date, Sterling Title Agency and their Underwriter, Old Republic National Title Insurance Company, act legally on your behalf to correct the defect so you don’t suffer any financial loss. The team of title insurance specialists at Sterling Title and the staff of attorney’s with Old Republic are very experienced in all matters relating to any problems that may arise. This service remains in effect for as long as you own the property. Therefore, it is always a best practice to purchase an “Owners Policy” for your property and not just the required “Lenders Policy.” Please contact one of our specialists for advice on how to handle your particular needs, or whenever you have questions either before or after your purchase or re-finance. Settlement Services Sterling Title Agency provides settlement services throughout New Jersey and eastern Pennsylvania. Whether your closing occurs at our offices, your Lenders, your attorney’s or your home or business location, our Closing Agents will always try to accommodate the schedule to meet your needs to make the process as smooth as possible. Contact our offices to schedule a review of your requirements today… either via phone at 609 584-8810 or by Email to info@stanj.net ! We look forward to working with you ! Friendly Service and Guidance Our Services cover a broad array of needs to handle Commercial or Residential Purchases, Re-financing, Document Recording, Forms generation, and arranging for Property Surveys. In addition, we have relationships with area Contractors for many of the Home or Business Services you may need regarding Appraisals, Structural, Architectural, Electrical, Plumbing, HVAC work, etc. Our senior management Team Jeanne DeStefano, Co-Owner & President Jeanne brings 45+ years of Title Management and Sales experience to Sterling. As co-founder of the agency, she manages the day-to-day Operations and provides excellent Closing Services to her many clients throughout New Jersey. Please contact Jeanne on her Direct Line: (609) 838-9915 Thomas DeStefano, Co-Owner & Senior Vice-President Tom brings 25+ years of Marketing and Sales Management to Sterling. As co-founder of the agency, he manages the Marketing and Field Operations aspects for the business as well as Closing Services to his clients throughout New Jersey and beyond.