Solar Me

Solar Financing Options We Provide

Elevate the value of your home and gain energy independence today. We specialize in solar panels in NJ, ensuring your home harnesses the power of the sun efficiently and affordably. We also offer financing options.

• Ownership / Cash Purchase
  • Higher Upfront CostPurchasing a solar system requires a significant upfront investment.
  • MaintenanceAs the owner, you’ll be responsible for maintenance and repairs.
  • No Monthly PaymentsOnce you’ve paid for the system, there are no monthly payments (other than any loan payments if you financed the purchase).
  • Ownership BenefitsYou can take advantage of government incentives, rebates, and tax credits. You may also increase the value of your home.
  • Energy SavingsAll the energy savings go directly to you, potentially offsetting the initial cost over time
  • Selling Your HomeIf you sell your home, the solar system is a selling point and may increase your home’s value.
• Solar Lease / PPA
  • Lower Upfront CostLeasing often requires little to no upfront cost, making it more accessible for many people.
  • MaintenanceThe leasing company generally takes care of maintenance and repairs, which can be a significant advantage if any issues arise.
  • Fixed Monthly PaymentsYou’ll pay a fixed monthly lease payment to the solar company.
  • No OwnershipYou won’t own the system; the leasing company does. This means you may not have the right to claim any government incentives or rebates.
  • Transfer of LeaseIf you sell your home, you’ll either have to pay off the lease or the new homeowner will have to agree to take over the lease.
  • Energy Rate ConsistencyWith a lease, you often lock in a consistent energy rate, safeguarding against potential energy price hikes in your locality
• Solar Loan
  • Flexible Payment OptionsWith financing choices ranging from cash payments to specialized solar loans from banks such as FiBank, there’s a suitable option for various financial standings.
  • Swift Application ProcessThe loan application is streamlined, often providing decisions in as quick as 30 seconds.
  • Adjustable Loan TermsDepending on your needs, loan terms span from 7 to 25 years, granting flexibility in repayment.
  • Varied Interest RatesThe rates differ based on the term selected and potential contractor fees.
  • Full Ownership BenefitsDespite financing, you fully own the solar system, making you eligible for government incentives, rebates, and tax credits.
  • Increase in Home ValueAs with outright purchases, the installation can enhance the value of your home, offering benefits should you decide to sell.